Medical Debt Lawsuit Defense
Collection agencies are known to harass consumers for their medical debts. Your credit score may be at risk from medical debt, and a lawsuit may also be filed against you. If ignored, the medical debt creditor will likely file a judgment against you for the full balance with additional fees and costs.
A creditor may garnish your bank accounts and cloud title on any property that you own after obtaining valid judgment. Judgments should and can be avoided. If you have been sued for a medical debt, call us immediately so that we can examine the lawsuit and go over your options. Bankruptcy may be the best option for you if you have more than one lawsuit filed against you or currently have multiple debts.
The effects of a judgment range include garnishment of bank accounts, liens on property, and seizing of property with a writ of execution. Creditors may employ other strategies such as post judgment discovery, in which you will be sent questions regarding your assets or you may be forced into a deposition. You must answer these questions under oath, and if you fail to answer them correctly or at all, then you may be held in contempt of court.
Judgments require immediate attention and assistance from a legal professional. They can last for 10 years and have the may be renewed for an indefinite period. Your credit score will be jeopardized as a result of the judgment. The creditor can continue to collect, so please do not assume otherwise. If you have a judgment against you for a debt, call us so that we can look over your situation. We have defended thousands of consumers that have been sued for credit card debt, and many of them have had a judgment issued against them as well.