Williams, Gautier, Gwynn, DeLoach & Sorenson
Since 2007, Florida has been one of the hardest hit states economically in the US. Because of this, many people had no choice but to default on credit card debt years ago, and now find themselves being sued for that debt by law firms such as Williams, Gautier, Gwynn, DeLoach & Sorenson.
If you are being sued by this firm, it's likely that your credit card debt was sold to a third party debt collector, who is using this firm to collect money you owe on your old credit card.
Why You Should Always Respond to a Summons
Most consumers do not respond to a lawsuit. Let's face it; receiving a summons to appear in court is scary and many people have no idea what to do. Few people realize that you may have valid defenses to the lawsuit that may cause the case to be dismissed or settled for a significant discount.
Defend the Lawsuit
If you are served with a lawsuit you should defend it. However, if you try to do this yourself you may just end up with a full judgment against you plus attorney’s fees and court costs. Consider hiring a debt defense lawyer on a flat fee.
Asking for Validation of the Debt
When you are sued for a debt, the creditor should produce all documentation they have on the account. Sending a request for production pursuant to the Florida Rules of Civil Procedure is often necessary to get relevant documentation. The creditor may also send you discovery questions that must be answered properly.
If you have been served with a collection lawsuit in Florida contact Weston Legal.
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