American Express Bank FSB Lawsuit in Florida
American Express is a major credit card issuer who routinely files collection lawsuits in Florida. If you have fallen behind on your payments and are in default, you may receive a summons to appear in court for your credit card debt.
Sometimes the debt is valid, while other times you may believe that you don't owe the debt or the amounts are incorrect.
In Florida you have 20 days to give a response to the summons. Unfortunately most people do nothing. For them it's frightening, and they have no idea what they need to do; but it's crucial that the summons be answered.
Nobody wants to be sued but the time to deal with the matter is now. If you have been served you need to act.
What Happens if I Ignore a Summons?
If you don't answer the summons in the time allotted in Florida, the courts will give American Express Bank a default judgment against you.
The default judgment will likely allow them to garnish your wages, freeze and seize money in your bank accounts and possibly put a lien against your home.
This is why it's very important that you answer a summons in the allotted time or in court. If you are unsure how to proceed when you get a summons you should consult a debt defense law firm.
If you have been served by a lawsuit from American Express in Florida, contact Weston Legal.